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Seek the right home loan to buy property in Morayfield

By James Brown

When it comes to buying property in Morayfield, the first step you need to take is securing that all-important home loan.

Whether you're refinancing or hoping to get onto the ladder for the first time, convincing a lender that you're a safe option is something most people have to overcome.

Official data from the Australian Bureau of Statistics (ABS) shows that the number of loan approvals declined in November last year, so you may need to increase your chances of being accepted.

There could be several reasons behind this trend. Fewer buyers might have decided to enter the market as Christmas approached, or they could have been waiting for the new year to make their approach.

Whatever the reason, the ABS figures pointed to a 0.7 per cent fall in loans granted for owner occupied housing across the nation compared to the previous month.

There was, however, a 1.3 per cent increase in the number of mortgages accepted for the purchase of new dwellings, so for those who were approved, new-build properties were high on the agenda.

No matter what type of property you have your eye on this year, make sure you speak to the team at Ray White Caboolture to get your search off on the right foot.

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